We Are Homeowners

At last, we are officially homeowners. Construction was officially completed on February 21st, and we closed on the 25th.

Refrigerator Madness, Ctd.

In Part 14, I mentioned the consternation we faced regarding purchasing our refrigerator. Fortunately, we got the go-ahead from our loan officer later that day to buy the fridge, since all the paperwork was completed, and nothing would change between then and when we closed.

We went to Best Buy, found the fridge we wanted and got it ordered. They were able to deliver it relatively quickly, but we chose to receive it on Friday, March 1st, so I could be there to take delivery. We also picked up our Nest thermostat at the same time.

With those purchases made, I was finally able to relax a bit, and prepare myself for the closing on Monday morning.

Closing Complications

Saturday, I went to the bank and got a cashier’s check for the closing. Unfortunately, I had the check made out to the wrong company. When checking over everything, I realized that I had asked for it to be paid to “American Title Company”, instead of “First American Title Company”. By the time I recognized this error, it was Monday morning, and I had little time to get it fixed.

On our way to closing (we left early, fortunately) I stopped by the bank and had them re-issue the check with the correct name on it. As I left the bank and got in the car, our loan officer was on the phone with Jenny notifying us the amount had increased by $125. Having JUST exchanged the check, I asked if we could pay the remainder with another form of payment; fortunately a personal check was acceptable. So payment was resolved, and we were heading for closing once again.

Then we received a call telling us they had double-booked our closing appointment. They asked if they could move us to 11am, which I agreed to–it was certainly a better option than having to do it another day altogether. So we stopped at a nearby Lowe’s and looked around for about an hour, then again headed back to the closing office.

Once there, we went through the obligatory KB Home surveys, asking about our experience, and then settled in to sign paperwork. We began promptly at 11am, and within about an hour, had finished signing all the paperwork (less than I expected, actually).

Then the waiting began.

When closing, the mortgage company has to review all the paperwork after signing, before they’ll send the funds to the title company, who releases our keys to us. This process is generally what takes so long at a closing. Though ours felt like forever, it was really only a couple of hours, as they went back and forth over forms, and had us sign a couple of other forms. The biggest problem was that both Jenny and I were starving. Jenny had eaten a tiny breakfast earlier, but I had skipped breakfast altogether, not expecting to be there as long as we were. I was ready to leave and eat, then come back to finish the closing–that’s how hungry I was.

With no fanfare whatsoever, the receptionist finally called us up to the desk, and handed us a small packet with 3 keys in it–and that was it. Just like that, we were homeowners. We left, and immediately went to grab a bite to eat, scarfing it down, and rushing to get out of there, so we could run the rest of our errands.

The rest of the day was spent traveling to various areas: our new Post Office, where we received our mailbox keys, the sales office, where we picked up our lease-buyout check, then Home Depot and Lowe’s, where we picked up window blinds, paint samples, and other various items we needed for the house. Eventually we dropped everything off, and just kind of enjoyed the fact that we were finally finished with the waiting.

The Work Begins

Now that the building process was complete, we were able to shift our attention to the business of moving in and making our house the way we want it. It’s no small task, and we’ve got several projects we plan to tackle over the next couple years.

With the fridge delivery scheduled, I was able to begin the process of scheduling other services we needed, such as:

  • AT&T U-verse internet installation
  • Garage Door Opener installation
  • Grass sod for the back yard
  • Movers
  • Water
  • Electricity
  • Natural Gas
  • Address change with the postal service
  • Address change for driver’s license, credit cards, bank accounts, etc.

With those things done, we are all set for the movers to arrive on Sunday at 10am. Now we just have to focus on actually getting packed and being ready for them. We have lots to get done this week, and are working hard to get prepared.

Work So Far

We plan to paint pretty much the entire house, since we really don’t like the white walls we have now. Our first goal is to get two specific walls painted, which are the kitchen, where the fridge will go (so we don’t have to worry about moving it later), and the master bedroom, where our bed will go (again, so we don’t have to move it later.) The rest of the rooms can be painted later.

So far, we’ve accomplished a fair bit of this work:

  • Installed the Nest thermostat
  • Painted the fridge wall in the kitchen (waiting for paint to dry and touch-ups)
  • Chosen the color for the accent wall in the master bedroom (will be painted on Friday)
  • Mounted window blinds on all windows on the first floor (except for the sliding glass doors)

On Wednesday, the first portion of the grass for our backyard arrived, and we now have about half of the yard sodded. The remainder will be installed today, so it will soon be ready for the dogs. We’re excited to bring them over and introduce them to their new home.

Friday will be a busy day, as I’ve got numerous deliveries, installations, etc. happening–all while trying to get the master bedroom wall painted, window blinds hung, and more masking and painting, where possible. Next week I’m on vacation (thankfully), so I’ll be able to get a lot more done, but it’s going to be a busy week for me; I’m sure the time will fly by.

So the Building Blog is complete, yet I plan to post one more entry–after we get moved in. Yes, the house is built, and the process is completed, but until we’re living there, the story isn’t quite over. We still need to know how it feels to live in our new KB Home, and that hasn’t happened yet. Soon though.

The Building Blog: Part 15

time to read (approx.): 5 min